Currently Janusz is CEO of Xelopay (Poland based open banking payment startup) and is also an active Angel investor and mentor with over 15 investments in Poland and the UK made over the last few years. He has 20+ years in payments at Euronet, First Data, Polskie ePlatnosci – PEP, in roles from finance, sales, business development, to M&A and management, in Poland, CEE with regional roles in Austria / Germany, Baltics, Ukraine, Russia. He has worked in many areas of payments including; POS acquiring, card issuing, eCommerce / /mCommerce, and ATM outsourcing. His CEO roles included PEP, First Data/Fiserv and Euronet and was also Supervisory Board Member then Chairman at Paylane – Polskie ePłatności S.A. Poland’s 3rd largest acquirer, owned by Innova Capital. He has been Chairman of the Committee of Polish Acquirers and a member of the National Bank’s Payments Committee. He has provided payment consulting and advisory services on M&A projects, market analyses and funding for payments business and start-ups. He is also a Supervisory Board Member at Warsaw listed Ipopema Securities and is a Partner at Hedgehog Fund investing in ecommerce / ICT. Born and educated in the UK – he has a BSC Geography from UCL, and is a qualified Chartered Accountant and a member of the Association of Corporate Treasurers.