Best Initiative in Embedded Finance 

Best Data Initiative in Open Banking or Open Finance 

Lifetime Achievement Award 

 Payments Industry Impact Award

Leading Industry Start-up

Disability Inclusion Award (in association with Purple Tuesday) 

Best Initiative in Financial Inclusion & ESG

Best Credit or Lending Product 

Best Business Payments Product 

Best Partnership Initiative 

Best FX Initiative

Best Payments Initiative in Open Banking

Best Financial Crime Prevention Solution or Initiative

Best Initiative with Digital Currencies or Assets

Best Use of AI in Payments 

Best Consumer Payments Product

Best Loyalty or Customer Engagement Product 

Best Innovation in Retail & Merchant Payments

Best Innovation in Mobile

Best Risk or Compliance Initiative 

Best Customer Experience in Payments