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7 October 2026
Grosvenor House Hotel, London

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Our 2026 Finalists

The full PAY360 Awards shortlist has arrived!

Congratulations to all of our finalists, we look forward to welcoming you to
The PAY360 Awards!

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Best Data Initiative in Open Banking or Open Finance

Sponsored by

Multifi
9Spokes
Notabene
TSB
Yapily
Yaspa

Disability Inclusion Award (in association with Purple Tuesday)

Ayden
HSBC
Money Carer
Nationwide

Best Initiative in Financial Inclusion & ESG

Sponsored by

Mastercard
Al-Amal Microfinance Bank (AMB)
Money Carer
Nationwide
Paymentology
Ripple
Thunes

Best Credit or Lending Product

365 Finance
multifi
Digital Treasury Loan by Millennium bpc
Nexo
Ledn
PayJoy

Best Payments Initiative in Open Banking

Ozone API
Lloyds Banking Group
Worldpay
Gernome
Yaspa
Truelayer

Best Consumer Payments Programme

Copecto GmbH
float Technologies
Paynetics
Paysafe
Wirex
Mastercard

Best Loyalty or Customer Engagement Product

Cardlytics
eToro
Enagge People
Lloyds
Moorwand
Paynetics

Best Innovation in Retail & Merchant Payments

Akurateco
Dojo Intelligence
G4S Cash Solutions (UK) Limited
Hands In
Tigapo by Nayax
Token.io

Best Innovation in Mobile

Burbank
Deutsche Bank AG
eSIM Travel by Millennium bpc
Mastercard
MiFinity
Paynetics

Payments Industry Impact Award

PAYSTRAX
3S Money
Cauridor
OpenPayd
Paymentology
OPENWAY Europe SA

Best Risk or Compliance Initiative

Quavo Fraud & Disputes
Lloyds Banking Group
Tribe Payments
norbloc
Wirex Limited
NOTO 360 Fraud and Compliance

Best FX Initiative

Thunes
HUBFX
Corpay Cross-Border Solutions
Euro Exim Bank
Neo
Lumon

Best Initiative in Embedded Finance

SmartPay by TEG
UNIPaaS
Paynetics
Sync Savings
Gemba Finance
Lenderwize

Best Customer Experience in Payments

Encrypt
GoCardless
Paynetics & Trading 212
Hands In
Millennium bpc
Paynetics & Swiipr

Best Partnership Initiative

Natwest Group & Serene
Griffin
OPENWAY Europe SA
EML Payments
Attenda
Crassula & Clear.Bank
PayPoint & Lloyds Banking Group

Best Financial Crime Prevention Initiative

Sponsored by

29. Sends
Tunic Pay
AVIEL Intelligence
National Anti Scam Utility
Lloyds Banking Group
Santander UK
Ask Silver/ Metro Bank

Best Initiative with Digital Currencies or Assets

Sponsored by

Wirex
OpenPayd
Polygon Labs
MoonPay
Fireblocks
Thunes
Ctrl Alt

Best Use of AI in Payments

Elavon
Checkout.com
AVIEL Intelligence
IBanFirst
Mastercard

Leading Industry Start-up

HY10
AVIEL Intelligence
Tapaya
EyeDP
Paysecure

Best Business Payments Product

Finastra
Thunes
G4S Cash Solutions (UK) Limited
OpenPayd
SAP Fioneer
Tribe Payments
WEX inc
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