Since February 2022 CTO of HBL Habib Bank Limited, in Pakistan. Member of Excom.
Previous career steps: DAB Bank from 1994 to 2004 as Head of Business Development and Head of Retail Business. PHD in Branding for Retail Banks, Head of Research group of Financial Services Marketing Institute of Marketing Munich. Member of the PSR Strategy Forum from 2016 until 2018. Co-Founding Board Member of Fidor 2004, COO of Fidor Bank 2010 to 2016 and an EP Awards judge since 2019. From 2016 until Jan 2022 Fidor Solutions AG leading Product Management, Engineering & Delivery, since 2019 CEO with additional leading Run the Banks in PaaS. Successful integration into Sopra Banking Solutions during 2021, at SBS SVP Technology and BPaaS part of set up Management Team new Business Unit Digital Banking Suite and Special Assessment BPaaS.