Lifetime Achievement Award

Anne Boden- Founder, Starling Bank
Louise Hill- Co-founder, Go Henry
Martin Kearsley- Director Banking Services, Post Office
Reshma Sohoni- Founding Partner, Seedcamp
Rich Wagner- CEO, Cashplus

Best ESG Implementation in Payments

Crown Agents Bank
Ekko
Enfuce
Giesecke + Devrient X Santander
Thunes

Best Risk or Compliance Project

Bottomline
FinScan (Innovative Systems, Inc.)
Lucinity
Red Compass Labs
Rivero
Netcetera

Best Open Banking A2A Initiative

Sponsored by

Nuapay X Their Perfect Gift
Nordea
Prommt
Token.io
Securely
VOLT (CommerzVentures)

Best Partnership Initiative

Commonwealth Bank X Paydock
Giesecke + Devrient X Parley
Monavate X Star
Santander X Pagonxt
Mastercard X Sibstar
HSBC UK powered by Visa and ecolytiq

Most Innovative Merchant Services Solution

BR-DGE
Chargebacks911
Global Payments
Guestline
Maya
PaydockY

Best Use of Digital Currencies- Assets in Financial Services

Arf
Ripple
Unlimit
Wirex

Best Financial Inclusion Initiative

Sponsored by

Cash Perks
Crown Agents Bank
Natwest Group
OneBanx X Nuapay
Sibstar
Starling Bank

Best B2B- B2C Banking Initiative

Bmtx
HypeJar
LHV
Memo Bank
Maya
Neo

Best B2B Payments Programme

Sponsored by

Equals Money
Joor Pay
Papaya Global
Nium
Thunes

Leading Financial Services or Payments Organisation

Clear Junction
Paymentology
PAYSTRAX
Ripple
Thunes
Trust Payments

Most Innovative Mobile Solution

August (Augur Technologies Ltd)
HyperJar
Kuda
Guavapay Limited
MiFINITY

Leading Financial Services or Payments Start-Up

August (Augur Technologies Ltd)
Currency Network Ltd
Fyorin
Hands In
P3 Wealth
Tasalli

Best Embedded Finance Project

Bmtx
Cardstream Group
Transfermate
Toqio
Wallester
Zopa

Best International Payments, Remittance or use of FX

Banking Circle
Bmtx
Corpay
Equals Money
Freemarket
Thunes

Best Customer Facing Experience

HyperJar
Parkopedia
Tabbx
Sibstar
Starling Bank

Best Use of Payments Data or AI in Financial Services

Sponsored by

Chargebacks911
Lucinity
Mastercard
Maya
Red Compass Labs

Best Customer Engagement Programme

Deutsche Bank
HyperJar
Inbenta X Nationwide
Loqbox
Rivero AG

Best Credit Card or Lending Initiative

Capital on Tap
Santander
Yonder X Transact Payments
Tymit X Transact Payments

Best Card Consumer Payments Programme

Ellipse
HyperJar
Miconex
Sibstar
Transact Payments

Disability Inclusion

Sponsored by

Nationwide Building Society
Purple Goat
We Fight Fraud