In association with

Our 2025 Finalists

The PAY360 Awards shortlist has arrived!

Congratulations to all of our finalists, we look forward to welcoming you to The PAY360 Awards!

Lifetime Achievement Award

Aidene Walsh - Chair, Payment Systems Regulator (PSR);  NED, FCA
Alastair Lukies - Chair, Fintech Alliance; Founding Partner, Motive Partners; Chair, Global Advisory Board at Endava
Craig Dewar - Founder, GPS
Joe Garner - National Payments Vision (NPV)
Marion King - Chair & Trustee, Open Banking Implementation Entity
Ron Kalifa - Chair, Fintech Strategic Review (Kalifa Review)

Leading Organisation in the Industry

Sponsored by

Cardaq
3S Money
Flutterwave
Thunes
Wex
Worldline
Worldpay

Leading Industry Start-up

Sponsored by

Mastercard
Hands In
HyperLayer
MANSA
Moradia - Togetha.
Paytently
Tunic Pay

Disability Inclusion Award

Sponsored by

5
HSBC
Nationwide
Serene
Vouchsafe

Best ESG Initiative

Algbra (Shoal)
Copecto GmbH (Timbercard)
Crown Agents Bank
GoCodeGreen
Worldline
Zero Fintech

Best Initiative in Financial Inclusion

Sponsored by

Mastercard
BPC & ST Holding
LINK Scheme Ltd
myPOS
Pockit
Verto

Best Initiative in Banking

Sponsored by

Cardaq
BCB Group
Bivial AG
HyperLayer
LHV
Millennium bcp
Santander

Best Lending Programme

Arf
Crowd2Fund
Fair for You, powered by EML Payments
Millennium bcp
Monet Money
Yabx

Best Business Payments Programme

Sponsored by

Discover
Guavapay
Nium
PrimeRevenue
Swiipr
TransferMate
Tribe

Best Partnership Initiative

Bottomline x Lloyds
B4B Payments x Banking Circle
Capital on Tap x Clear.Bank
GoCodeGreen x G+D Netcetera
Payall x Mastercard
ebay x YouLend

Best FX Initiative

Flutterwave
Freemarket
Neo
Okoora
Techwave Consulting
Thunes

Best Use of Open Banking

Brite Payments
Lloyds Banking Group
Raidiam
Salt Edge
Token.io
Yaspa

Best Financial Crime Prevention Initiative or Solution

Featurespace
Lynx
norbloc
Sibstar
Stop Scams UK
Veriff

Best Initiative with Digital Currencies or Assets

Arf
Cenoa
CoinsPaid
CryptoChill
Cryptopay
Ripple

Best Initiative in Utilising Data or AI

bunq
Featurespace
Lynx
Riskified
Rivero
Wise

Best Consumer Payments Programme

Dayforce powered by EML Payments
HyperLayer
Nexo
Outpayce
Planet
TransactPay

Best Customer Engagement Programme

AnankAI
Cardaq & Pridepay
FIS
Mashreq
Techwave Consulting
Zebedee

Best Initiative in CX

Cardaq & Pridepay
Hands In
Millennium bcp
Privat 3 Money
Thunes
Zoniqx

Best Innovation in Retail & Merchant Payments

dLocal
Dojo
Hands In
MineSec
Paynt
PPRO

Best Innovation in Mobile

Carlo Technologies
MiFinity
ProgressSoft
Swiipr
Thales
Thunes

Best Initiative in Embedded Finance

G+D Netcetera
Okoora
PragmaGo
Tapsilat
Unipaas
Zopa Bank