Best International Payments, Remittance or use of FX
- Banking Circle
- Currensea
- Reach
- SafetyPay
- SWIFT gpi
- Wise Multi Currency Account
Best Financial Inclusion Payments Initiative
Sponsored by Mastercard

- Al-Amal Microfinance Bank
- Digital Cash Aid by PayMaya Philippines, Inc.
- Cassava Smartech and Comviva
- India Post Payments Bank and FSS (Financial Software and Systems)
- MOVii and Comviva
- SME MarketPlace by Safal Fasal
Best B2C Payments Programme
Sponsored by PPS

- Currensea
- MuchBetter
- Tap Global
Best B2B Payments Programme
Sponsored by Accenture

- B2B Wallet – PartnerPay by Amadeus
- Elavon
- Nuvei
- Skiply by RAKBANK
- UTP Group
- Weavr Multi
Best Open Banking Initiative
Sponsored by Mastercard

- Currensea
- Her Majesty’s Revenue and Customs
- Konsentus Verify
- Wealthify by Tink
Best B2B/B2C Banking Initiative
Sponsored by GPS

- Banque Populaire de Mauritanie (BPM) and Comviva
- iBanFirst’s Payment Tracker
- Skiply by RAKBANK
- Vivid
- WIZZIT Tap2Pay
Best Partnership Initiative

- ClearBank Tide Business Banking
- ecolytiq GmbH & b.yond Digital Limited
- EML
- Lloyds Bank and Eazy Collect Partnership
- Pay with Wise by Xero
- Pin4 Cardless Cash by Cardtronics
Best Use of Payments Data or AI in Financial Services
Sponsored by Ekata

- ACI Worldwide
- Fraugster
- Her Majesty’s Revenue and Customs
- Mastercard’s Decision Intelligence
- Revelock Fraud Detection & Response Platform
- Sentinels
Most Innovative Mobile or Financial Service Payments Solution
Sponsored by Accenture

- CashtoCode
- E_loan by Al Amal Microfinance Bank
- EcoCash – Green Financial Inclusion by Cassava Smartech and Comviva
- MOVii and Comviva
- My Carbon Action by Enfuce
- Refreshed PayMaya App by PayMaya Philippines, Inc.
Most Innovative Merchant Services
Sponsored by Trust Payments

- APEXX Global Gateway
- Ebanx
- Nexi
- Skiply by RAKBANK
- WORLDCOO’S CHARITY ROUNDING UP
Best Back Office Solution
- Banking Circle
- FinFlag B-Cephal no code solution
- SEON
- The Digital Transformation of the Dispute Resolution Back Office Process by Işbank
Best Customer Facing Experience
Sponsored by FIS

- Bill Kill AS
- Capital on Tap
- CashtoCode
- ID-Pal
- Skiply by RAKBANK
- The Transformation of Customer Experience in the Dispute and Chargeback Process by Işbank
- Trust Payments Merchant Application Process
Leading Financial Services or Payments Start-Up
Sponsored by GPS

- Benefit Vantage Limited by IPification
- Currensea
- MOVii and Comviva
- Tap Global
- xpate
Leading Emerging Payments Organisation
Sponsored by Discover and Diners Club

- Absa CIB Transactional Banking, Cash Management, Payments Product Solution (Africa Regional Office)
- Clear Junction
- Global Processing Services (GPS)
- PayMaya Philippines, Inc.
- PPS
- Trustly Group AB
Best use of Crypto in Financial Services
Sponsored by Trust Payments

- Baanx Group
- Eligma
- MoonPay
- Seamless Crypto Spending by Contis
- Tap Global
Best Direct Account to Account Solution
- EcoCash – Green Financial Inclusion by Cassava Smartech and Comviva
- MOVii and Comviva
- Nuapay
- Ordo open banking payments platform
- Western Union Business Solutions
Best Lending Initiative
Sponsored by PPS

- Banxware
- Capital on Tap
- DivideBuy
- Liberis
- Oxbury Bank Plc
Best CSR or Charity Initiative
- PayMaya’s #OneAgainstCOVID19 CSR Program
- Pennies
- WORLDCOO’S CHARITY ROUNDING UP
Best Market Expansion programme
- Konsentus
- Marqeta and Lydia
- Paynetics UK
- PXP Financial
Industry Contributor of the Year
To be announced on the night