2023 Winners

Congratulations to all our winners for The PAY360 Awards 2023!

Best International Payments, Remittance or use of FX


Winner: Corpay Cross Border Solutions

Best Financial Inclusion Payments Initiative

Sponsored by Mastercard

Winner: Al-Amal Microfinance Bank (AMB)

Best Consumer Payments Programme



Winner: HyperJar: Helping Consumers to Spend Life Well

Best B2B Payments Programme

Sponsored by Discover and Diners Club

Winner: Swiipr Technologies - The Global Compensation Solution
Highly Commended: BCB Group – BLINC

Best Open Banking / Finance Initiative


Winner: Payit by NatWest
Highly Commended: YapilyHighly Commended: MTN and Ericsson

Best Partnership and Collaborative Initiative


Winner: Zopa x 2025 Fintech Pledge
Highly Commended: myPOS Glass

Best B2B/B2C Banking Initiative

Sponsored by Paysafe


Winner: Maya

Best Use of Payments Data or AI in Financial Services

Sponsored by Thredd

Winner: Banking Circle

Most Innovative Mobile or Financial Service Payments Solution


Winner: DIGISEQ Ltd

Most Innovative Merchant Services



Winner: Maya
Highly Commended: Williams Trade Supplies Ltd.

Best Financial Crime Prevention Solution

Sponsored by Thredd

Winner: Visa Risk Manager

Best RegTech Project



Winner: Salt Edge

Best Customer Facing Experience



Winner: Swiipr- Travel Compensation Experience

Highly Commended: iGTB Contextual Banking ExperienceHighly Commended: Lloyds Bank: Subscriptions Manager

Leading Financial Services or Payments Start-Up


Winner: Kipp
Highly Commended: StarLiX.

Best Direct Account to Account Solution


Winner: Banked : Pay by Bank

Best Lending Initiative


Winner: Arf: Credit Line

Best ESG Initiative in Payments


Winner: Algbra
Highly Commended: ecolytiq

Leading Emerging Payments Organisation


Winner: ESTHER International
Highly Commended: The uP Platform by NomuPay

Best Technology Infrastructure for Blockchain



Winner: Fireblocks

Best Use of Digital Currencies/Assets in Financial Services


Winner: Ripple

Do.Better.Together: Best D&I Initiative

Sponsored by Money20/20

Winner: Tesco Bank, Hot@Tesco

Lifetime Achievement Award



Winner: Chris Skinner