The PAY360 Award Finalists 2023


Best International Payments, Remittance or use of FX

Corpay Cross-Border Solutions
Freemarket
Intellect Payment Services Hub
Banking Circle
Remitly
BlueSnap - Global Payment Orchestration Platform

Best Financial Inclusion Payments Initiative

Sponsored by Mastercard
Oxbury Bank Plc
MFS Africa
Paymentology
Al-Amal Microfinance Bank (AMB)
Crown Agents Bank and Centenary Bank

Best Consumer Payments Programme

Lloyds Banking Group / Bink
Edenred Payment Solutions & Sprive
Netcetera - eCom Tokenizer
HyperJar: Helping Consumers to Spend Life Well
Paysafe - Paysafe's Digital Wallets
ID Distribution - Vaziva Work Council
Best B2B Payments Programme
Sponsored by Discover and Diners Club
Discover_Global_Network_Logo_RGB
Diners Club 500x500
Amazon Business Pay by Invoice
Banking Circle
JOOR Pay
Swiipr Technologies - The Global Compensation Solution
Marqeta Card Issuing Platform
BCB Group - BLINC
Best Open Banking / Finance Initiative
MTN and Ericsson
Ozone API
Brite Payments
Payit by NatWest
Yapily
Moneyhub
Moneyhub
Best Partnership and Collaborative Initiative
Moneyhub
Moneyhub
myPOS Glass
TechPassport ERQs
Zopa x 2025 Fintech Pledge
Digital Flyer
Digital Flyer
Currencycloud, Visa, Tribe, eToro Partnership
Best B2B/B2C Banking Initiative
Sponsored by Paysafe
Maya
BM Technologies (BMTX)
Transfermate - Global Accounts
ibanq by IFX Payments
Paymentology and Wio Bank
N26
Best Use of Payments Data or AI in Financial Services
Sponsored by Thredd
Thredd_Logo_Indigo_RGB (4)
Caixa Geral de Depósitos - CAIXA Digital Assistant
HSBC Mastercard B2B Analytics (MBA) powered by PayTech
FIS GETPAID
Exela Technologies -AI powered Confirmation of Payee solution
FinScore
Banking Circle
Most Innovative Mobile or Financial Service Payments Solution
Lloyds Banking Group - Automated Disputes in App
MiFinity
HyperJar - Payments Innovations Driving a Save Now Buy Later Movement
Clear Junction
DIGISEQ Ltd
Payit and PayMe by NatWest
Most Innovative Merchant Services
NatWest: Variable Recurring Payments (VRP)
Fabrick - Payment Orchestra™
Bango Resale
Maya Business All-in-One Solution
Izicap
Williams Trade Supplies Ltd, Payit and PayByLink
Best Financial Crime Prevention Solution
Sponsored by Thredd
Thredd_Logo_Indigo_RGB (4)
Visa Risk Manager
Onfido Real Identity Platform
SEON
Accertify SCA Optimisation
PREDIMYA / BFORE.AI - Precrime
NatWest
Best RegTech Project
Bottomline - Confirmation of Payee
Know Your Customer & ONE Group
Salt Edge
smartKYC
tell.money and Modulr
Lucinity and Pleo
Best Customer Facing Experience
Vyne
HyperJar - Helping Customers to Spend Life Well
Lloyds Banking Group - Subscriptions Manager
Lloyds Banking Group - Automated Disputes In App
Intellect iGTB - Contextual Banking eXperience
Swiipr - Travel Compensation Experience
Leading Financial Services or Payments Start-Up
Fyorin
Algbra
StarLiX
Kipp
Esther International
Best Direct Account to Account Solution
Token
Brite Payments
Lloyds Banking Group PayMe
Banked - Pay by Bank
Best Lending Initiative
Arf: Credit Line
Credit Key
Nexo
ACI PayAfter
Yabx BNPL- Kamilisha and Quick Loans
Newpay
Best ESG Initiative in Payments
Edenred Payment Solutions & ekko
Algbra
Giesecke+Devrient, The Mutual Bank
easypaisa and Ericsson
EcoCash powered by Comviva
ecolytiq
Leading Emerging Payments Organisation
The uP Platform by NomuPay
Paymentology
Emergo UK
Optimus Cards UK Limited
Imburse Payments
ESTHER International
Best Technology Infrastructure for Blockchain
ARYZE
Billion Group Ltd
Fireblocks
Baanx Group Ltd
Criptan
W2 powered by nChain
Best Use of Digital Currencies/Assets in Financial Services
download (2)
Ripple
Arf
IDEMIA
BCB Group
Maya
BVNK
Do.Better.Together: Best D&I Initiative
Sponsored by Money20/20
Tesco Bank Hot@Tesco
Ozone API
Women of Fintech
Paysafe
Lifetime Achievement Award
Dan McCrum
Maha El Dimachki
Chris Skinner
Kristos Kaarmann
Monica Eaton
Chris Adelsbach