Currently Janusz is CEO of two payment startups in Poland Apipay / Xelopay and is also an active Angel investor and mentor with 10 investments in Poland over the last few years. He has 20+ years in payments at Euronet, First Data, Polskie ePlatnosci, in roles from finance, sales, business development, to M&A and management, in Poland, CEE, Baltics, Ukraine, Russia. He’s worked in many areas of payments including; POS acquiring, card issuing, e/MCommerce, ATM outsourcing. He was CEO, Supervisory Board Member then Chairman at Paylane – Polskie ePłatności S.A. Poland’s 3rd largest acquirer, owned by Innova Capital. He has been Chairman of the Committee of Polish Acquirers and a member of the National Bank’s Payments Committee. He has provided payment consulting and advisory services on M&A projects, market analyses and funding for payments business and start-ups. He also hols Supervisory Board Member positions at Warsaw listed Ipopema Securities, & IQ Partners, and Storic (a loyalty coupon redemption business), and is a Partner at Hedgehog Fund investing in ecommerce / ICT. Born and educated in the UK – he has a BSC Geography from UCL, and is a qualified Chartered Accountant and a member of the Association of Corporate Treasurers.