Ask most small businesses about borrowing and you’ll hear the same words: slow, murky, and full of hidden fees. multifi exists to change that, giving UK SMEs working capital they can actually understand. Credit to draw on and repay as they need it, priced in plain English and decided in about a day. No jargon, no nasty surprises. It’s the thinking that made multifi Most Transparent SME Lender 2026.